John Reagan: His Light Bulb Moment
Better Outcomes with Less Agony
Making the Complex Simple
The Payoff of Patience and Discipline
Larry Swedroe | The Science of Investing
Hill Investment Group presents Dan Solin, Speaker and Investor Advocate
Firm Introduction and Investment Philosophy Overview
Full Length Version: Larry Swedroe and Matt Hall Discuss Swedroe's Latest Book
Preview Version: Larry Swedroe and Matt Hall Discuss Swedroe’s Latest Book
Carl Richards - Hill Investment Group
Buddy Reisinger | Personal Story
Team Culture at Hill Investment Group
Take the Long View SM
We believe that a disciplined, thoughtful, and academically grounded investment strategy is the smartest, safest way to build and sustain wealth. We call this
“ the long view ”
and it's the foundation of everything we do.
As a firm, we champion transparency and clarity. By staying small and selective, we are able to build every client relationship on direct access, open communication, and trust.
As our clients delegate their long-term investment management to us, they find that their own lives are enriched. They have passions to pursue and families to connect with.
we cover the investments. they enjoy their lives.
Explore some of our frequent conversations below, and don't hesitate to give us a call at 314.448.4023, we'd love to speak with you.
Two of our core competencies are:
1. Establish a long-term client relationship
We have a consultative client relationship process that is achieved in a series of meetings precisely orchestrated to know our clients' financial challenges and then execute a comprehensive investment solution for them.
We work with a select number of clients ...we don't take clients unless we can add substantial value to their financial lives.
2. Leveraged with other strategic partners
We are aligned with a group of top advisors who share the same philosophy.
We are an approved advisor with two of the most respected evidence-based institutional mutual fund managers in the world.
We have a fixed income group that is able to leverage its' buying power to benefit our clients. These markets can have very expensive hidden markups that we are able to minimize.
We have formed professional relationships with other financial experts that are accessible to our clients (estate planning attorneys, accountants and risk management experts).
Our typical client is very smart and inquisitive. Our experience has taught us that intelligent people appreciate data, logic and evidence when making critical decisions. They do not make decisions quickly, but rather conduct careful due diligence to ensure that they have the best odds of success on their side.
We work with a limited number of clients for whom we can add significant value. We work primarily with corporate executives or business owners to simplify their financial life so they have more time to do what they love.
Roughly half of our clients are in St. Louis, with the other half located around the United States.
Hill Investment Group isn't for everyone. Those we do choose to partner with share three characteristics:
Number one: They're optimistic, upbeat — they enjoy life.
Number two: They're happy to delegate their investment decisions to us. That's why they've come to Hill — they've got their own daily lives to lead, their own passions to pursue.
Number three: They get what Hill is about: disciplined, long-view investing built on an academic, intelligent approach. They know that we're curious about the world — that we love books and ideas. That we're enthusiastic. That we have a craftsman's pride of work and dedication to a small but important group of customers.
The initial decision is the asset allocation for each client. Studies have shown that this decision determines the vast majority of the investment returns. The breakdown between equity and fixed income is client specific and based on each client's ability, willingness and need to take risk. We also perform a Monte Carlo analysis that shows outcomes using different asset allocations...this provides valuable insight in determining each client's proper allocation.
After deciding on the Equity/Fixed Income breakdown, we will determine the breakdown of the various equity asset classes and fixed income selections. The end result will be a diversified portfolio that provides the best odds of success to achieve each client's financial goals.
The next decision is the asset location or placement of assets in the taxable and tax-deferred accounts. The most tax efficient assets (US Large Equity, Intl Large Value) will be held in the taxable accounts. The most tax inefficient assets (Fixed Income, REITs) will be held in the tax-deferred accounts.
Vanguard offers both index and active funds. Index funds will hold the stocks in the appropriate benchmark (ie, S&P 500, Russell 2000, etc.). As the benchmark changes the composition of the stocks each year, the index fund has to buy and sell the individual stocks and often pay excessive trading costs.
The evidence-based funds that we use (Dimensional Funds Advisors and Bridgeway) are not constrained by the stocks in the benchmark. These funds will buy and hold the stocks based on their size and value tilt and avoid inopportune trading costs, which can improve returns.
If you decide to build a portfolio using index funds, you must be prepared to have the discipline to choose an appropriate allocation, rebalance as markets fluctuate, and harvest tax losses when available. We find that most investors have good intentions to stay on top of their investments on their own, but easily become distracted going forward.
We are an elite investment advisory firm with members who believe passionately in delivering simplicity, transparency, and clarity to a select group of clients.
We are focused on one big idea: staying smallKatie Trout
Executive Assistant Henry Bragg
Director - Texas John Reagan
Advisor - Client Services Jeff Snodgrass
Director - Client Services Buddy Reisinger, Jr.
Director - Client Development Matt Hall
Co-Founder & President Rick Hill
find out more about our team by selecting from the images above
In Katie's role as Executive Assistant, she supports client services and firm operations. You're sure to speak with her when scheduling meetings and interacting with our client service team. She works to leverage our time—ensuring that we're as responsive and attentive as ever.
Like our two founders, Matt Hall and Rick Hill, Katie formerly worked at Buckingham Asset Management. She was a member of the institutional services team as it grew from a few hundred million in client assets to approximately $800M. In her free time, she is involved with several local nonprofits including Gateway to Hope, Kids Rock Cancer and the St. Louis Crisis Nursery. Katie holds an MFA from the Sam Fox School of Design & Visual Arts at Washington University and a bachelor's degree from the School of the Art Institute of Chicago.
Top of mind during calls with clients
I want to make them feel like they are calling a close friend, and let them know they are my top priority at that moment.
Favorite workout routine
Yoga! Especially Ashtanga. I also enjoy playing tennis and walking when the weather is nice.
Top five movies
This answer is always changing, but, right now: The Women, To Catch a Thief, Thomas Crown Affair (the remake), The Money Pit, and Blue Jasmine
Most memorable trip
It's a tie between my last two trips to Rome. In 2012, I was privileged to meet Pope Benedict with my dad through the Papal Foundation. In 2013, I went on a spur-of-the-moment trip with a friend for the Conclave and witnessed Pope Francis' election and installation mass. Our timing was truly a miracle!
Being involved with nonprofits is one of my favorite things. I have been very blessed and want to give back as much as I can. I serve on the board of Gateway to Hope: A Breast Cancer Lifeline and am very involved with their fundraising events. I also serve on the Advisory Council for Kids Rock Cancer, and I volunteer at the St. Louis Crisis Nursery.
Instagram. It's kind of an addiction.
Anywhere on the water
Practicing yoga, attending a charity event, and relaxing
Most satisfying part of life at HIG
Hands down, the people on our team! Also, the attention to detail in all aspects of our company. I never thought I would find an investment firm so thoughtful about the design and quality of all our materials.
Most likely to spend a spare hour
Needlepointing, reading blogs, or organizing.
My parents, Ralph Lauren, and Walt Disney.
"Honesty is a very expensive gift, don't expect it from cheap people." - Warren Buffett
"He is no fool who gives what he cannot keep to gain that which he cannot lose." -Jim Elliot
I'm engaged to Doug Ackerman and we're planning a fall 2015 wedding in Rome.
What's the deal with the pink hair
Eight years ago, the hair salon I was going to participated in a program called "Pink Hair for Hope." During October (Breast Cancer Awareness Month) they would attach pink hair extensions and donate the proceeds to various charities. Four years ago I decided that I wanted the pink to stay in year round, so my stylist agreed to continue making a donation and started dying a section permanently with hot pink!
Henry leads Hill Investment Group’s client service and development efforts in Texas. Based in Houston, Henry’s primary focus is extending the reach of the firm's high-touch service.
Henry graduated with an MBA from Rice University’s Jesse H. Jones Graduate School of Business, a Master’s in Accounting from the University of Virginia’s McIntire School of Commerce and a Bachelor’s in Finance with Honors from Arizona State University. Henry also has his CPA and Certified Financial Planner (CFP®) designation.
Henry began his career at Ernst & Young, working in audit, fraud & forensic consulting, and business process mapping. Prior to joining Hill, Henry was a partner and Director of Planning at a successful wealth management firm in Houston.
Leveraging his experiences and entrepreneurial spirit, Henry has pioneered and perfected wealth visualization techniques to help wealthy individuals see opportunity and make better financial decisions in context of their current situation.
My wife Laurence and I met in 1999 and married nine months later. While it seemed crazy at the time, looking back, it was the best decision I ever made. We, wisely, had children a few years later–Kathryn (10), Julia (7), and Henry Jr (5). Our dog’s name is Libby. She’s a feisty Tibetan Terrier.
Best Presentation He’s Heard in Person
Carl Richards on The Behavior Gap at the AICPA Personal Financial Planning Conference, Las Vegas 2013.
Most Likely to Spend a Spare Hour
Fixing something. Playing with my kids. Fixing something (for my kids).
Swimming the Pensacola Bay (in 74 minutes), building a treasure box for my son (thanks to Handy Dad: 25 Awesome Projects for Dads and Kids), passing the CPA and CFP exams.
Most Memorable Trip
Israel, March 2013 with my wife and children.
Spending the weekend at our family’s “ranch” outside Round Top, Texas. The best part of the day is just before sundown with the sun setting over a “Frog Lake” (a small pond). The ideal day would include time alone pruning trees along the creek line, fun and games with the kids in the tree house, while the dog races around.
Why Hill Investment Group Makes Sense for Him
Being part of a team that not just strives for excellence, but delivers it.
What He Finds Underrated
How He Stays Sharp
The wealth visualization work that I do helps me to see new things (assets, planning techniques, family dynamics), which makes me a better advisor.
I grew up on a grain farm outside of Memphis, Tennessee. The farm has been in my family since 1853.
Don’t ask what the world needs, but ask what makes you come alive, because what the world needs is people who have come alive. Howard Thurman.
John supports the firm leadership by focusing on client services, portfolio oversight, and all-around firm operations. With a sharp eye and ear for service, he helps simplify life for our clients.
A graduate of Trinity University, where he studied finance, accounting, and economics, John arrived at Hill Investment Group with four years of experience at one of the largest financial firms in the country. Having first been selected for his former company’s respected development program, he went on to become a financial advisor for the company. He excels at crafting strategic financial plans for both individuals and families, as well as developing and sustaining client relationships.
Friends Describe Me As
An older man stuck in a younger man’s body. I am up most mornings by 5:00 a.m. and read a hard copy of the newspaper. I can’t stand being late, and I enjoy listening to Frank Sinatra.
I was a baseball umpire when I was 14. It taught me how to deal with conflict at an early age.
My wife Molly and I have been married for two years. We first met when we were 15 at St. Louis’ Fleur de Lis Ball, though we never dated during our high school years. She stayed on my mind, though, as her twin brother sat behind me for four years at Saint Louis University High School, the all-boys school I attended. During our sophomore year of college, when we were 1,000 miles apart (I was at Trinity, she was at Mizzou), a spark was lit. We dated long-distance for our final two years of college and have been together ever since.
The St. Louis Post-Dispatch, The Wall Street Journal, and ESPN.com.
My dad. At The Muny — St. Louis’ famous outdoor theater — his first job was picking up trash. He eventually worked his way to his current role of President of The Muny. His work ethic, passion, and humility inspire me.
During my junior year of high school, I broke my right hand two weeks before I was to compete in the state racquetball tournament. Being right-handed, this was going to be an issue. For the next two weeks I spent every evening after school teaching myself to play left-handed. I ended up finishing third in my seed at state that year.
Approach To Client Services
My experience has taught me that truly listening is the key to service. We all have a desire to be understood, and I’ve found that listening is the best way to give someone else real understanding. Everyone at Hill has this same approach. We really care, which is what makes genuine listening possible.
I am a member of the Saint Louis University High School Alumni Board. It’s a great way for me to give back to a school that gave me so much — and to also stay connected with my classmates and peers. I am also an assistant coach for the Kirkwood High School racquetball team and help coach a youth soccer team with Matt (Hall).
Most Likely To Spend A Spare Hour
Doing something with Molly. We both enjoy being outside and active.
How I Stay Busy
I enjoy setting goals and then working toward them. For example I recently completed a half marathon with Molly, and sat for the CFP exam in November. The next goal on my list is to build a patio in our backyard.
Molly is a kindergarten teacher. One Friday afternoon, I surprised her and her class by having Fredbird — the popular St. Louis Cardinals mascot — drop into her classroom unannounced. Then I strolled in and proposed in front of the class.
Sports have always been a big part of my life. Growing up, it was soccer, baseball, and basketball — and later lacrosse and tennis. I was part of a state championship for my high school soccer team, then played college soccer at Trinity. To this day, I continue to play multiple sports. The team approach of athletics is something I feel strongly at Hill as well. It is certainly something that drew me to the firm.
Early Money Management
In college, I was one of a select group of students chosen to manage $1 million of the university’s endowment. This taught me an early lesson about the difference between managing your own money and someone else’s.
Key Ingredient In Client Relationships
Trust. Our clients trust that we are working as their advocate. We work hard to first gain that trust — and maintain it.
Jeff’s focus for Hill Investment Group: client services. He holds our team to the highest possible standards when caring for our clients and ensures that we continually strive to know our clients better every day.
Having grown up in a family of entrepreneurs, Jeff began his college studies at Saint Louis University focused on making his own mark in business — and fast. In just over three years, he graduated Cum Laude from the university's acclaimed Entrepreneurship program. His final-year internship brought him through the door at Hill Investment Group, and it was such a fantastic match from day one, he never left.
Top of mind during calls with clients
First, keep it simple. When I hear someone tending toward something overly complex, I try to redirect the conversation to a more simple approach as quickly as possible.
Second, be “the rock” they need. Conveying calm and confidence by word choice and tone, these are natural strengths of mine.
Stays sharp by
Reading a lot. We find parallels between our work and what others do in completely unrelated industries.
Company he admires
Many of our web-based technology tools come from 37Signals. They are genius web developers who build clean and simple applications that the average person can master with ease. They truly understand the value in design and never add in extraneous features that distract from the main purpose.
Long View moment
I shared Carl Richards’ “The Behavior Gap” sketch with my mom and she instantly connected with it and what I do. It’s gratifying and encouraging to feel energy from people who “get it”. I think about it all the time when preparing for meetings or thinking through how to simplify a complicated issue.
My wife, Melissa, and I have two daughters, Maria and Celine. Both are a handful, but we're out as often as possible on family walks and visiting our nearby parks.
GigBook. It organizes all of my piano music on my iPad for easy reference and actual use while playing the piano.
Mint.com. It keeps a simple summary of financials for our family and ensures that we’re on top of everything related to our budget.
New skill he plans to learn
I hope to learn the violin. Melissa bought me one for Christmas a few years back because it’s always been the next instrument on my mind. I’ve played the piano since age 8.
Taking the family out to breakfast and getting some fresh air on a long walk or two. Also, my extended family (40 people) has dinner every Sunday together with my Grandpa. Think of it like Thanksgiving, but it happens literally every week. It’s fun and the menu is decided based on what people have available to make in mass quantities. It’s not the food we all come for — it’s the company.
How he describes his job to friends
Saving investors, one soul at a time.
Most satisfying part of life at Hill Investment Group
Melissa shared an in-depth version of our Hill Investment Group story to a family friend once while I wasn’t around. When I heard about the conversation, I felt so proud that she was spreading the good news … and doing it in a way that made it clear how proud she is of me.
Most likely to spend a spare hour
In the back yard with Melissa and Maria. My dad built a playhouse for Maria where we spend most of our spare time.
We also make frequent trips to Du Quoin, Illinois, where my in-laws have a large grain farm. Their main “barn” has plenty of room for kids to be kids.
My mom. She beat breast cancer in early 2012. She never complained, and she fought like a champ.
Buddy concentrates on business development and advanced planning for Hill Investment Group. He splits his time between evaluating potential new families for the firm and coordinating high-level services for our clients.
A Princeton University graduate in economics who earned an MBA from The Anderson Graduate School of Management at UCLA, Buddy joined Hill Investment Group in 2009. Before joining Hill, Buddy spent more than a decade at Anheuser-Busch, holding positions in brand management, strategic planning, wholesale operations, and sales before transitioning serving to the world of finance as the founder of a wealth coaching group and an estate planning firm called The Legacy Specialists; partner of a Wealth Management Team at Merrill Lynch; and Vice President of Sales for Guggenheim Partners, a global investment firm serving wealthy families.
Buddy is passionate about giving back to the community and has taken a leadership role in St. Louis and beyond, serving on numerous boards of trustees and committees for organizations across the health, education, and arts sectors including: Princeton University, Mary Institute & St. Louis Country Day School, The St. Louis Art Museum, COCA, The St. Louis Zoo, and three local children’s hospitals: Ranken Jordan, Cardinal Glennon, and St. Louis Children’s Hospital. While this work strengthens Buddy’s local community, it also makes him a more valuable advisor for Hill Investment Group client families, many of whom wish to safely and smartly incorporate philanthropy into their financial legacy.
Evolution As an Advisor and Investor
Being appointed Co-Executor and Co-Trustee of my father’s estate at age 27. Trial by fire. Kryptonite or rocket fuel? It was a choice. And one I don’t wish on anyone — which is why I do what I do. Most of the "bad stuff" of investing and finance is avoidable with the right help and planning.
Why Hill Investment Group Makes Sense for Him
Having witnessed presentations from — and been a client of — some of the most respected investment experts in the country, I can say that they all have one thing in common: their model is backwards. The focus of Wall Street is on Wall Street; its countless products and complexity. Our focus at Hill Investment Group is on serving our clients first while implementing an investment strategy that exhibits clarity, simplicity, and transparency.
My wife Jeana and I have three amazing (aren’t yours?) children: Lily (17), Bear (16), and Lizzy (14). Together we enjoy Corny — the 300-pound pig, Teddy the hypoallergenic Yorkie, and Thumper the magical rabbit.
Experience has taught me that a strong family connection is not only fun and rewarding but provides the best foundation for helping others achieve the same thing. If I’m not happy, how can I be expected to help make our clients happy? One of the best ways to do that is through family vacations…in the photo above our kids remind me every day to embrace the opportunity ahead by jumping into life…you may get a little wet, but it’s worth it!
My mother is the creator of the popular Vivienne Romano Cheese Dressing, which is offered throughout the country and online at http://www.vivienne.com/
How His Kids Would Describe Him
Much smarter than he acts with us.
Seth Godin’s blog
Amazon Kindle and Camera+
What He Finds Overrated
The importance of eating dinner with your family — however brief the meal — as often as possible
Favorite Workout Routines
P90X, Yoga, Pilates and Insanity
Movie He’s Most Likely To Re-watch
Best Presenter He’s Heard In Person
Daniel Pink, author of A Whole New Mind: Why Right-Brainers Will Rule the Future.
Favorite Karaoke Song
Come Sail Away by Styx
Sleep in until 8:00 a.m., have breakfast with my wife and kids, workout or go for a bike ride with my family, cook together, eat together. Repeat.
Toughest Challenge Overcome
Unfortunately, I fully expect that I have yet to face it. But I’ll be ready!
Most Likely To Spend A Spare Hour
With my wife and kids. They are a constant inspiration and reminder to take nothing for granted … ever.
Most Satisfying Part Of Life At Hill Investment Group
Working with a fantastic group of people that together transform clients’ lives from complexity to simplicity and allows them to focus on their Unique Ability.
Matt is Hill Investment Group’s lead on all strategic matters — crafting the firm’s vision, establishing its exceptional standards, and managing key relationships.
Matt found his calling while in Las Vegas. Over 13 years ago, Matt’s wife suggested they have lunch with friends from St. Louis, who happened to be visiting “Sin City” at the same time. The friends, Ed and Dorette Goldberg, gave Matt a book on how financial markets really work. By page 100, he knew his life had changed. Matt contacted the author’s investment advisory firm, created an opening for himself, and spent the next six years rising the company’s ranks.
In 2005, Matt and Rick Hill created Hill Investment Group, together crafting a firm that would fuse their unique abilities. Six years into Hill’s remarkable success — having earned a reputation as a thought leader in this financial space — Matt launched LongView Partners in 2010, as a new and concurrent venture. LongView is a pioneering partnership with industry partners, Bridgeway Capital Management, and elite advisors.
Matt graduated from the University of Missouri — Columbia with a bachelor’s degree in English literature. (Shakespeare. Keats. Woolf and the rest.) A brief stint in law school followed. Matt is forever a student of his craft and has attended the highest level of training and education tied to investment theory and practice. What's more, Matt has led many training programs for top advisors and founded a peer group of hundreds of advisors, called Evidence-Based Advisors. The group has hundreds of respected members from the U.S., U.K., New Zealand, Australia, Belgium, and Canada.
Books He Often Recommends to People
For our investment approach I suggest Larry Swedroe’s new book, Playing the Winner’s Game. For pleasure I’m addicted to Michael Lewis. Moneyball is one of my recent favorites because it isn’t really about baseball. It’s about using data and evidence to defeat the competitor who ignores the statistics. It’s analogous to what we do at Hill.
Often Described As
Some friends call me the “relentless motivator” and others call me the “relentless agitator.” I see both as compliments.
My wife Lisa and I met standing in line at the Mizzou bookstore in 1993. Our four-year-old daughter Harper is the star of our household. Our dog's name is Sophie (boxer).
The Wall Street Journal (paper), New York Times (iPad), and Seth Godin via e-mail. My evening reading includes Pinkaliscious, There’s a Wocket in My Pocket, and The Big Orange Splot … These are a few of our bedtime favorites.
Memorable Media Appearance
Profiled in Laura Vanderkam’s book, What the Most Successful People Do at Work
Quoted in “What the Most Successful People Do During Lunch,” Fast Company, July 2013
“The Buzz List,” Alive, February 2011
Long View Moment
I’m always reminding clients and friends to take the long view and ignore the daily gyrations because they don’t mean anything and you can’t control them. Thoughtful plans based on academic evidence pay off. It’s fun to see the light bulb go off for others.
Greatest Challenge Overcome
Dealing with cancer at the age of 33 — chronic myelogenous leukemia. I continue to thrive in remission. I feel lucky and blessed.
What He Finds Underrated
Taking a walk in the afternoon. It’s good to get the blood moving. Makes me feel more productive.
Best Presentation He’s Heard In Person
Seth Godin presenting at the BAM ALLIANCE 2013 National Conference.
How He Stays Sharp
I’m writing a book of my own and it is an incredibly demanding process, but one I expect to be worth the investment of time and energy.
Friends Or Family Poke Fun At
I’m too sensitive, and I get made fun of for being overly critical. My mom used to challenge me to go 24 hours without suggesting how we could do something better. I didn’t make it five minutes.
In Hoosiers, when Dennis Hopper — in rehab — is so excited for the team that he’s jumping on the bed.
Don’t confuse strategy and outcome. (Borrowed from Larry Swedroe.)
Matt Hall and Larry Swedroe at a special event honoring Larry
Financial Lesson He’ll Teach His Daughter
Trick yourself to be disciplined. We’re not wired to do what we know we need to do, like saving and eating right.
Most Satisfying Part Of Life At Hill Investment
Working to improve the lives of others with people who care about you and want to do the same.
Members of the team on a recent retreat to Utah — From left, Carl Richards, Matt Hall, Rick Hill, John Reagan, Buddy Reisinger and John Droste
Most People Might Not Know
I cry easily when I see other people proud of something they have worked for or when I observe pure expressions of joy.
Rick directs Hill Investment Group’s advanced planning and client services. He actively adds value to clients’ lives through his expertise on a variety of areas, including wealth planning, tax and risk management, and Monte Carlo analysis.
A graduate of Wake Forest University and the Wharton School of Business, Rick began helping people achieve their financial goals in 1967, when he started his first job as a stock broker. After three years, he left the brokerage business and joined Anheuser-Busch in St. Louis, holding management assignments in the corporate finance, international treasury, and capital planning areas. He rose to the level of Assistant Treasurer.
After leaving AB in 1998, Rick’s passion for evidence-based investment management came full circle, as he joined a very successful investment firm. In the years that followed, he earned his Certified Financial Planning (CFP) certification, then partnered with Matt Hall to launch Hill Investment Group in June of 2005. He has found this work more rewarding than he could have imagined.
My wife, Lynn, and I have two grown children — and two wonderful granddaughters.
I’m an expectation setter. I find that setting and managing expectations — whether working with a client or managing something in my family life — has endless benefits.
Humble people who do significant work that no one knows about.
In the Media
“Close-up with Rick Hill,” St. Louis Post-Dispatch, September 2008
In 2008, I was one of four Missourians named to Worth magazine’s list of the Top 250 Wealth Advisors in the country.
I have written several articles including “Planning for the Life You Want.”
My wife and I have enjoyed traveling with other couples to Canada, Scotland, Ireland, Italy, and France. And in 2008, I went with my son to the NCAA Final Four game in San Antonio on a Monday night (Kansas won), and the next day we were walking the hills at the Masters in Augusta (Immelman won).
Friends Describe Him As
Dependable, good sense of humor, and a good dancer (for a male).
Happy and healthy. Happy means I’m living up to my potential and achieving my goals. Healthy means exercising and eating right so I have more energy to play with my grandkids.
Favorite Grandfather Duties
When our grandchildren turn 10, they get to choose a travel destination for a weekend-long trip with Lynn and me. One chose Boston and the other Colorado Springs. Since our grandchildren live in San Antonio, this was a great opportunity to spend quality time with them.
Lesson Learned In The Corporate World
Do not manage for the short-term. Make decisions that will prove beneficial in the long run — for example, capital investments, borrowing bonds, etc. We all need to be willing to accept delayed gratification.
I do not watch any live sporting events on TV… everything is on my DVR. For my favorite teams (St. Louis Cardinals, San Antonio Spurs, and Wake Forest teams) I first check to see who won (but not the score), and then watch it only if my team won. I find that this saves time and is less stressful.
I try to avoid surprises by considering all the possibilities.
Most Satisfying Part of Life at Hill Investment
Acknowledgment that we are changing our clients’ lives, giving them more time for the important things. Also, being with a group of younger people makes me feel, well, younger. Our conversations are about technology, sports, and children’s activities rather than the medications we take.
Why He’s Still Working
I find that being engaged in both work and free time makes both more fun and rewarding. For me, constant relaxation is not in fact relaxing.
I started making goals about 30 years ago. Ones that I have achieved include trips to Ireland, Scotland, and the Masters; classes at Washington University; church activities; and building a firm. Among my future goals: Get my golf handicap down to 14 (from 16), and family trips to Costa Rica and a beach resort.
Our Latest Thinking
What we believe, how we think and what we're up to.
in the Latest Thinking Blog
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Saint Louis Office
Call 314 448 4023 /
Toll Free 855 414 5500
Pierre Laclede Center—I
7701 Forsyth Blvd., Suite 350
Saint Louis, MO 63105