We heard from a client during a recent conversation that they were concerned about protecting themselves from cyber fraud. Though we are often thinking about that here, we wanted to share the following action plan from Fidelity for you to take into consideration. Click the image below to view in detail.

At our annual BAM ALLIANCE conference this past October, we were fortunate to meet one of our favorite authors, Michael Lewis. His real passion, as depicted in most of his writing, is shining a light on someone who makes a brave decision. He is also one of the best authors at telling our story—as he did in his 2007 piece, The Evolution of An Investor.

How do you beat inflation without stock picking and market timing? You get exposure to systematic sources of excess return, a.k.a. premiums. This is one of our favorite slides because it highlights the premiums that savvy investors want exposure to, going back to 1927. Get low-cost, diversified, tax-efficient exposure to these factors, take the long view, and you’ve put the odds firmly in your favor.