“Something obvious, but hard to deal with in real-time, is that exercise only works when its gains aren’t cashed in.”

Ever heard the old saying “a penny saved is a penny earned”? Check out a modern take on this idea in Morgan Housel’s “Wealth is What You Don’t Spend.”

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Our friend and future podcast guest, John Jennings, wrote a thoughtful piece in his IFOD blog that captured our team’s full attention. His post on Clayton Christensen, who recently passed away from leukemia, was enough to have some of us circling back to reread Christensen’s book How Will You Measure Your Life?  A long time professor at the Harvard Business School, Christensen challenged his students to find answers to three questions:

1. First, how can I be sure that I’ll be happy in my career?
2. Second, how can I be sure that my relationships with my spouse and my family become an enduring source of happiness?
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Behavioral and emotional aspects of our planning are important to us. When we better understand ourselves, we get closer to breaking our old patterns. For more inspiration, we point you to a recent WSJ article “For the New Year, Say No to Negativity”.

What we love about the article is that it acknowledges the truth found in the research – bad stuff impacts us more than good stuff – but the article and corresponding book offer practical ways to turn the corner towards a clear focus on health and wealth in 2020. And you know we are suckers for anyone who uses our motto “take the long view” to help readers/investors shift their outlook to a prosperous lens.

“By rationally looking at long-term trends instead of viscerally reacting to the horror story of the day, you’ll see that there’s much more to celebrate than to mourn.”