Rick Hill and I are thrilled to welcome John Reagan as an additional owner of Hill Investment Group! During the past year we designed a detailed ownership program and are pleased that it provides a sustainable plan for the future of the firm. John has made exceptional contributions to Hill Investment Group. Please join us in congratulating him on his long-term commitment to the firm.

Many great discoveries are made by accident, and it turns out that Odds On: The Making of an Evidence-Based Investor is great for kids. Having one of the few advanced reader copies and curious to get some get a child’s perspective, I gently encouraged my 12-year-old daughter, Kathryn, to read it. She certainly enjoys reading, but business books are not her usual fare. While the rest of the family was watching Peyton Manning win Super Bowl 50, Kathryn was making deposits into her financial memory bank.

The next morning, while driving carpool, I asked her if she was enjoying the book. To my amazement, she had already completed it! To quote Kathryn: “I have a better understanding of what investing is…the old way is based on guessing and the new way is based on evidence.” While stated simply, it’s a powerful message that she’s sure to remember.

Every year since 2005, we have gathered in December to celebrate all that we’ve accomplished, and 2015 was particularly special since it marked the 10th anniversary of Hill Investment Group. From our family to yours, we wish you the very best this holiday season!