Recently, my family and I quietly celebrated my 75^th birthday. We didn’t make a big to-do over it. That’s not my style. (Except for the party we had on my 70th. Oh, what a night.)

Will I retire soon? I hope not.

Maybe I’m trying to catch up with St. Louisan  Oliver “Ollie” Langenberg, an A.G. Edwards (Wells Fargo) broker, local philanthropist and all-around good guy who passed away in 2012. He was just shy of his 100^th birthday and, as Wells Fargo’s oldest active advisor, he was happily plying his trade right up until quitting time.

That said, friends and clients of Hill Investment Group may wonder why I’m still here. The simple answer is, I love the people and the work. I have always enjoyed reading books and articles about investments – at least the kind that enhance my understanding of our evidence-based strategies. I find it rewarding when I can apply my interests and experience to advise clients on how to pursue their own personal and financial goals. I also find it invigorating to spend time with my younger co-workers, serving as an in-house mentor.

Besides all of this, I am grateful for what I no longer have to do. These days, I’m retired from much of the planning and operations that no longer demand my unique abilities; I’ve happily turned these over to others who relish these important, ongoing roles. Instead, as chairman of our Investment Policy Committee, I am free to focus more deeply on new evidence-based investment strategies and solutions we may want to employ, exploring whether they might improve on our clients’ investment experience.

Why am I still here? Because I am still in a great place!

By the time you’re reading this, the market volatility that burst onto the scene and into the headlines in early February may already feel like ancient news. Or not.

As Wall Street Journal columnist Jason Zweig said in his February 5th column, “The Stock Market Didn’t Get Tested – You Did.” To make good use of the stress test, we decided to respond to the events while they were still fresh. Here, we share our thoughts to this common question of the day:

“When someone asks what has happened in the market today (February 5th), what would a HIG employee say?”

Rick Hill – This is a particularly good time to ignore breaking news. Market declines are expected. Historically we’ve seen declines as steep as 25–30% about every five years. Whatever happens next, the best strategy for investors who have a planned asset allocation is to stay with it. That gives you the best odds of achieving your financial goals.

Buddy Reisinger – Hey, did you watch the Super Bowl? (I hope so.) Did you watch it on a huge, flat screen? (Of course.) No wonder Best Buy and all the other electronics stores were offering huge sales on the latest TVs and home theaters right before game day. Well, guess what? The market is on sale right now and, like most sales, it’s probably temporary. If your investment plan calls for it, now is the perfect time to buy while stocks are on sale. And if you’re already all set, remember the Long View is looking up.

Nell Schiffer – Look at it this way: Stocks are on sale. Remember, your best chance to make more money (if that’s your goal) is by being on the patient side of the trades when everyone else gets scared. The secret formula to achieve that: Save habitually, invest globally, tilt toward small, cheap companies … and stay put. Repeat until rich.

Matt Hall – When thinking about investing, I try not to think in days. We are interested in decades and longer. “C’mon Matt, really?” Yep, the smart money is patient and disciplined; we teach and have been rewarded for both. The great Warren Buffett said, “Our favorite holding period is forever.” I’m with him. It reminds me of our firm’s motto: Take the Long View.®

Katie Ackerman – It’s true, the market can be a crazy thing. But we encourage our clients to stick to the plan we’ve created together. Knee-jerk reactions often lose money. All of that noise you see and hear in the popular press … It sells more magazines than our “boring” plan to help you become and stay rich.”

John Reagan – Honestly? I didn’t even know the market went down until you asked the question. I was busy taking care of our clients’ long-term needs, helping them focus on things we and they can control. After-hours, I prefer to run after my two young boys instead of the stock market.

So there you have it. Whether market volatility lays low again for a while or it’s recurring as you read this, we hope you’ll find our “live-action” answers worthwhile whenever you may be wondering (or worrying) about what the market might do next.

And by the way, despite the common themes you see throughout our responses … No, we did not cheat and look at each other’s answers on this test!

What leads to exemplary client care? It begins with planning: Defining goals, building processes, documenting procedures. Then there’s the action: Owning all the nitty-gritty details that are every bit as essential as the more showy services. For that, we’re delighted to announce that our team has grown again, with the addition of Jared Machen as our new client service associate.

We knew we’d found a good match when we asked Jared why he was interested in transitioning from the world of active investing (where he’d been a wealth strategist for another firm in Fayetteville, Arkansas) to our evidence-based environment. He’d been reading up on the subject in his free time, and realized it was time for a change – for his own career satisfaction, as well as to contribute more meaningfully to other people’s financial lives.

In addition to several years of financial planning, investment management and client service experience, Jared holds a bachelor’s degree in finance. He also shares our passion for establishing enduring, “long view” relationships with clients.

Jared reports to me (John Reagan). We spent a lot of time looking for just the right person to join the HIG family and continue building on our client experience. Even after the short while he has been with us, I’m already confident we’ve found that fit. I am thrilled to welcome Jared to Hill Investment Group.