Do you ever listen to the news and find yourself thinking that the world has gone to the dogs?  The roll call of depressing headlines seems endless.  But look beyond what the media calls news, and there also are a lot of things going right.  Dimensional’s Jim Parker gives us 10 reasons to be cheerful in this article.

Most clients currently receive quarterly statements from Schwab Institutional, for you, there are no changes.  A small number have chosen to receive monthly statements.  What does this mean for you?  Unless you make a qualifying transaction you will no longer receive a monthly statement.  You will continue to receive quarterly statements.  If you prefer to continue receiving your monthly statements regardless of activity in your accounts, please let us know by July 12th and we will be sure your delivery is not interrupted.

For a list of frequently asked questions, please click here.

Hill Investment Group likes to stay on top of the evidence-based investing world.  Below you will find three links to relevant and entertaining commentaries that have been shared with us.

Jared    |   Jason    |   John

• Jared Kizer thoughtfully explains the Brexit and its effects, or lack thereof in this article on MultiFactorWorld.
• Jason Zweig addresses the benefits of value and tilting in his Wall Street Journal article “Everything Is More Expensive Than It Looks”
• John Oliver humorously describes the sad but true state of many actively managed retirement plans in his show Last Week Tonight on HBO.  Please know in advance, there is a bit of lewd language and subject matter in this clip.