Sometimes even the experienced investor forgets how important diversification really is. Eric Nelson demonstrates what’s at stake in simple and powerful terms. Of course the situation below is theoretical: the math depends on cost, and on which securities you use to achieve your global stock mix. But, the broad-strokes points remain the same: global diversification matters. Curious about your own global diversification score? Click here to schedule a complimentary call with a qualified professional from our team.

Sometimes we run out of time and space to highlight everything we’ve loved reading in the last month. Based on the talk in the office, the following items deserve your attention, even if they didn’t get their own dedicated post.

1. The Randomness of Global Equity Returns – We love this piece by Dimensional and you will too.
2. Meet the Money Whisperer to the NBA Elite – We enjoyed this NYT profile. 
3. 6 St. Louis Dads Highlighted in St. Louis Magazine and you’ll know one of them.
4. Our friend John Jennings nails it with this interesting fact of the day.
5. Podcast Love from St. Louis Magazine

Dimensional’s 2019 analysis of US-based mutual funds shows that only a small percentage of funds have outperformed their primary benchmarks after costs—and among those who have had good results, only a small percentage have repeated their past success.